> 3,000万円借入、金利3.000％、期間30年のローン計算 > ( 月次 | 年次 )
借入金額：3,000万円
金利：3.000％
借入期間：30年 (360回払)
返済総額：44,742,027円
支払利息総額：14,742,027円

月額返済額：126,481円
年間返済額（月額返済額×12）：1,517,772円

■繰上返済計算
◎第1回目の繰上返済
繰上返済年月： 借入開始から10年0ヶ月目（120/360回目）
繰上返済額：1,000,000円 (期間短縮型)
軽減 利息額：790,974円
短縮 返済回数：1年2ヶ月 (14回)

上記、合計1回の繰上返済を行ったので28年10ヶ月 (346回目) の返済で全額返済完了しました！

◎繰上返済計算のまとめ（累計）
繰上返済回数：1回
繰上返済額：1,000,000円

返済総額：45,533,001円⇒44,742,027円
支払利息総額：15,533,001円⇒14,742,027円
軽減 利息額：790,974円

借入期間：30年⇒28年10ヶ月 (360回払⇒346回払)
返済期間短縮回数：1年2ヶ月 (14回)
回数返済月額元金分利息分返済後残高 元金分(緑色) : 利息分(赤色)
繰上返済分(青色)
軽減利息額(黄色)
1 126,481 51,481 75,000 29,948,519
2 126,481 51,610 74,871 29,896,909
3 126,481 51,739 74,742 29,845,170
4 126,481 51,869 74,612 29,793,301
5 126,481 51,998 74,483 29,741,303
6 126,481 52,128 74,353 29,689,175
7 126,481 52,259 74,222 29,636,916
8 126,481 52,389 74,092 29,584,527
9 126,481 52,520 73,961 29,532,007
10 126,481 52,651 73,830 29,479,356
11 126,481 52,783 73,698 29,426,573
12 126,481 52,915 73,566 29,373,658
13 126,481 53,047 73,434 29,320,611
14 126,481 53,180 73,301 29,267,431
15 126,481 53,313 73,168 29,214,118
16 126,481 53,446 73,035 29,160,672
17 126,481 53,580 72,901 29,107,092
18 126,481 53,714 72,767 29,053,378
19 126,481 53,848 72,633 28,999,530
20 126,481 53,983 72,498 28,945,547
21 126,481 54,118 72,363 28,891,429
22 126,481 54,253 72,228 28,837,176
23 126,481 54,389 72,092 28,782,787
24 126,481 54,525 71,956 28,728,262
25 126,481 54,661 71,820 28,673,601
26 126,481 54,797 71,684 28,618,804
27 126,481 54,934 71,547 28,563,870
28 126,481 55,072 71,409 28,508,798
29 126,481 55,210 71,271 28,453,588
30 126,481 55,348 71,133 28,398,240
31 126,481 55,486 70,995 28,342,754
32 126,481 55,625 70,856 28,287,129
33 126,481 55,764 70,717 28,231,365
34 126,481 55,903 70,578 28,175,462
35 126,481 56,043 70,438 28,119,419
36 126,481 56,183 70,298 28,063,236
37 126,481 56,323 70,158 28,006,913
38 126,481 56,464 70,017 27,950,449
39 126,481 56,605 69,876 27,893,844
40 126,481 56,747 69,734 27,837,097
41 126,481 56,889 69,592 27,780,208
42 126,481 57,031 69,450 27,723,177
43 126,481 57,174 69,307 27,666,003
44 126,481 57,316 69,165 27,608,687
45 126,481 57,460 69,021 27,551,227
46 126,481 57,603 68,878 27,493,624
47 126,481 57,747 68,734 27,435,877
48 126,481 57,892 68,589 27,377,985
49 126,481 58,037 68,444 27,319,948
50 126,481 58,182 68,299 27,261,766
51 126,481 58,327 68,154 27,203,439
52 126,481 58,473 68,008 27,144,966
53 126,481 58,619 67,862 27,086,347
54 126,481 58,766 67,715 27,027,581
55 126,481 58,913 67,568 26,968,668
56 126,481 59,060 67,421 26,909,608
57 126,481 59,207 67,274 26,850,401
58 126,481 59,355 67,126 26,791,046
59 126,481 59,504 66,977 26,731,542
60 126,481 59,653 66,828 26,671,889
61 126,481 59,802 66,679 26,612,087
62 126,481 59,951 66,530 26,552,136
63 126,481 60,101 66,380 26,492,035
64 126,481 60,251 66,230 26,431,784
65 126,481 60,402 66,079 26,371,382
66 126,481 60,553 65,928 26,310,829
67 126,481 60,704 65,777 26,250,125
68 126,481 60,856 65,625 26,189,269
69 126,481 61,008 65,473 26,128,261
70 126,481 61,161 65,320 26,067,100
71 126,481 61,314 65,167 26,005,786
72 126,481 61,467 65,014 25,944,319
73 126,481 61,621 64,860 25,882,698
74 126,481 61,775 64,706 25,820,923
75 126,481 61,929 64,552 25,758,994
76 126,481 62,084 64,397 25,696,910
77 126,481 62,239 64,242 25,634,671
78 126,481 62,395 64,086 25,572,276
79 126,481 62,551 63,930 25,509,725
80 126,481 62,707 63,774 25,447,018
81 126,481 62,864 63,617 25,384,154
82 126,481 63,021 63,460 25,321,133
83 126,481 63,179 63,302 25,257,954
84 126,481 63,337 63,144 25,194,617
85 126,481 63,495 62,986 25,131,122
86 126,481 63,654 62,827 25,067,468
87 126,481 63,813 62,668 25,003,655
88 126,481 63,972 62,509 24,939,683
89 126,481 64,132 62,349 24,875,551
90 126,481 64,293 62,188 24,811,258
91 126,481 64,453 62,028 24,746,805
92 126,481 64,614 61,867 24,682,191
93 126,481 64,776 61,705 24,617,415
94 126,481 64,938 61,543 24,552,477
95 126,481 65,100 61,381 24,487,377
96 126,481 65,263 61,218 24,422,114
97 126,481 65,426 61,055 24,356,688
98 126,481 65,590 60,891 24,291,098
99 126,481 65,754 60,727 24,225,344
100 126,481 65,918 60,563 24,159,426
101 126,481 66,083 60,398 24,093,343
102 126,481 66,248 60,233 24,027,095
103 126,481 66,414 60,067 23,960,681
104 126,481 66,580 59,901 23,894,101
105 126,481 66,746 59,735 23,827,355
106 126,481 66,913 59,568 23,760,442
107 126,481 67,080 59,401 23,693,362
108 126,481 67,248 59,233 23,626,114
109 126,481 67,416 59,065 23,558,698
110 126,481 67,585 58,896 23,491,113
111 126,481 67,754 58,727 23,423,359
112 126,481 67,923 58,558 23,355,436
113 126,481 68,093 58,388 23,287,343
114 126,481 68,263 58,218 23,219,080
115 126,481 68,434 58,047 23,150,646
116 126,481 68,605 57,876 23,082,041
117 126,481 68,776 57,705 23,013,265
118 126,481 68,948 57,533 22,944,317
119 126,481 69,121 57,360 22,875,196
120 1,126,481 1,069,294 57,187 21,805,902















繰上返済額 1,000,000円 (期間短縮型)
軽減できる利息額 790,974円
短縮できる返済回数 1年2ヶ月 (14回)
121 126,481 71,967 54,514 21,733,935
122 126,481 72,147 54,334 21,661,788
123 126,481 72,327 54,154 21,589,461
124 126,481 72,508 53,973 21,516,953
125 126,481 72,689 53,792 21,444,264
126 126,481 72,871 53,610 21,371,393
127 126,481 73,053 53,428 21,298,340
128 126,481 73,236 53,245 21,225,104
129 126,481 73,419 53,062 21,151,685
130 126,481 73,602 52,879 21,078,083
131 126,481 73,786 52,695 21,004,297
132 126,481 73,971 52,510 20,930,326
133 126,481 74,156 52,325 20,856,170
134 126,481 74,341 52,140 20,781,829
135 126,481 74,527 51,954 20,707,302
136 126,481 74,713 51,768 20,632,589
137 126,481 74,900 51,581 20,557,689
138 126,481 75,087 51,394 20,482,602
139 126,481 75,275 51,206 20,407,327
140 126,481 75,463 51,018 20,331,864
141 126,481 75,652 50,829 20,256,212
142 126,481 75,841 50,640 20,180,371
143 126,481 76,031 50,450 20,104,340
144 126,481 76,221 50,260 20,028,119
145 126,481 76,411 50,070 19,951,708
146 126,481 76,602 49,879 19,875,106
147 126,481 76,794 49,687 19,798,312
148 126,481 76,986 49,495 19,721,326
149 126,481 77,178 49,303 19,644,148
150 126,481 77,371 49,110 19,566,777
151 126,481 77,565 48,916 19,489,212
152 126,481 77,758 48,723 19,411,454
153 126,481 77,953 48,528 19,333,501
154 126,481 78,148 48,333 19,255,353
155 126,481 78,343 48,138 19,177,010
156 126,481 78,539 47,942 19,098,471
157 126,481 78,735 47,746 19,019,736
158 126,481 78,932 47,549 18,940,804
159 126,481 79,129 47,352 18,861,675
160 126,481 79,327 47,154 18,782,348
161 126,481 79,526 46,955 18,702,822
162 126,481 79,724 46,757 18,623,098
163 126,481 79,924 46,557 18,543,174
164 126,481 80,124 46,357 18,463,050
165 126,481 80,324 46,157 18,382,726
166 126,481 80,525 45,956 18,302,201
167 126,481 80,726 45,755 18,221,475
168 126,481 80,928 45,553 18,140,547
169 126,481 81,130 45,351 18,059,417
170 126,481 81,333 45,148 17,978,084
171 126,481 81,536 44,945 17,896,548
172 126,481 81,740 44,741 17,814,808
173 126,481 81,944 44,537 17,732,864
174 126,481 82,149 44,332 17,650,715
175 126,481 82,355 44,126 17,568,360
176 126,481 82,561 43,920 17,485,799
177 126,481 82,767 43,714 17,403,032
178 126,481 82,974 43,507 17,320,058
179 126,481 83,181 43,300 17,236,877
180 126,481 83,389 43,092 17,153,488
181 126,481 83,598 42,883 17,069,890
182 126,481 83,807 42,674 16,986,083
183 126,481 84,016 42,465 16,902,067
184 126,481 84,226 42,255 16,817,841
185 126,481 84,437 42,044 16,733,404
186 126,481 84,648 41,833 16,648,756
187 126,481 84,860 41,621 16,563,896
188 126,481 85,072 41,409 16,478,824
189 126,481 85,284 41,197 16,393,540
190 126,481 85,498 40,983 16,308,042
191 126,481 85,711 40,770 16,222,331
192 126,481 85,926 40,555 16,136,405
193 126,481 86,140 40,341 16,050,265
194 126,481 86,356 40,125 15,963,909
195 126,481 86,572 39,909 15,877,337
196 126,481 86,788 39,693 15,790,549
197 126,481 87,005 39,476 15,703,544
198 126,481 87,223 39,258 15,616,321
199 126,481 87,441 39,040 15,528,880
200 126,481 87,659 38,822 15,441,221
201 126,481 87,878 38,603 15,353,343
202 126,481 88,098 38,383 15,265,245
203 126,481 88,318 38,163 15,176,927
204 126,481 88,539 37,942 15,088,388
205 126,481 88,761 37,720 14,999,627
206 126,481 88,982 37,499 14,910,645
207 126,481 89,205 37,276 14,821,440
208 126,481 89,428 37,053 14,732,012
209 126,481 89,651 36,830 14,642,361
210 126,481 89,876 36,605 14,552,485
211 126,481 90,100 36,381 14,462,385
212 126,481 90,326 36,155 14,372,059
213 126,481 90,551 35,930 14,281,508
214 126,481 90,778 35,703 14,190,730
215 126,481 91,005 35,476 14,099,725
216 126,481 91,232 35,249 14,008,493
217 126,481 91,460 35,021 13,917,033
218 126,481 91,689 34,792 13,825,344
219 126,481 91,918 34,563 13,733,426
220 126,481 92,148 34,333 13,641,278
221 126,481 92,378 34,103 13,548,900
222 126,481 92,609 33,872 13,456,291
223 126,481 92,841 33,640 13,363,450
224 126,481 93,073 33,408 13,270,377
225 126,481 93,306 33,175 13,177,071
226 126,481 93,539 32,942 13,083,532
227 126,481 93,773 32,708 12,989,759
228 126,481 94,007 32,474 12,895,752
229 126,481 94,242 32,239 12,801,510
230 126,481 94,478 32,003 12,707,032
231 126,481 94,714 31,767 12,612,318
232 126,481 94,951 31,530 12,517,367
233 126,481 95,188 31,293 12,422,179
234 126,481 95,426 31,055 12,326,753
235 126,481 95,665 30,816 12,231,088
236 126,481 95,904 30,577 12,135,184
237 126,481 96,144 30,337 12,039,040
238 126,481 96,384 30,097 11,942,656
239 126,481 96,625 29,856 11,846,031
240 126,481 96,866 29,615 11,749,165
241 126,481 97,109 29,372 11,652,056
242 126,481 97,351 29,130 11,554,705
243 126,481 97,595 28,886 11,457,110
244 126,481 97,839 28,642 11,359,271
245 126,481 98,083 28,398 11,261,188
246 126,481 98,329 28,152 11,162,859
247 126,481 98,574 27,907 11,064,285
248 126,481 98,821 27,660 10,965,464
249 126,481 99,068 27,413 10,866,396
250 126,481 99,316 27,165 10,767,080
251 126,481 99,564 26,917 10,667,516
252 126,481 99,813 26,668 10,567,703
253 126,481 100,062 26,419 10,467,641
254 126,481 100,312 26,169 10,367,329
255 126,481 100,563 25,918 10,266,766
256 126,481 100,815 25,666 10,165,951
257 126,481 101,067 25,414 10,064,884
258 126,481 101,319 25,162 9,963,565
259 126,481 101,573 24,908 9,861,992
260 126,481 101,827 24,654 9,760,165
261 126,481 102,081 24,400 9,658,084
262 126,481 102,336 24,145 9,555,748
263 126,481 102,592 23,889 9,453,156
264 126,481 102,849 23,632 9,350,307
265 126,481 103,106 23,375 9,247,201
266 126,481 103,363 23,118 9,143,838
267 126,481 103,622 22,859 9,040,216
268 126,481 103,881 22,600 8,936,335
269 126,481 104,141 22,340 8,832,194
270 126,481 104,401 22,080 8,727,793
271 126,481 104,662 21,819 8,623,131
272 126,481 104,924 21,557 8,518,207
273 126,481 105,186 21,295 8,413,021
274 126,481 105,449 21,032 8,307,572
275 126,481 105,713 20,768 8,201,859
276 126,481 105,977 20,504 8,095,882
277 126,481 106,242 20,239 7,989,640
278 126,481 106,507 19,974 7,883,133
279 126,481 106,774 19,707 7,776,359
280 126,481 107,041 19,440 7,669,318
281 126,481 107,308 19,173 7,562,010
282 126,481 107,576 18,905 7,454,434
283 126,481 107,845 18,636 7,346,589
284 126,481 108,115 18,366 7,238,474
285 126,481 108,385 18,096 7,130,089
286 126,481 108,656 17,825 7,021,433
287 126,481 108,928 17,553 6,912,505
288 126,481 109,200 17,281 6,803,305
289 126,481 109,473 17,008 6,693,832
290 126,481 109,747 16,734 6,584,085
291 126,481 110,021 16,460 6,474,064
292 126,481 110,296 16,185 6,363,768
293 126,481 110,572 15,909 6,253,196
294 126,481 110,849 15,632 6,142,347
295 126,481 111,126 15,355 6,031,221
296 126,481 111,403 15,078 5,919,818
297 126,481 111,682 14,799 5,808,136
298 126,481 111,961 14,520 5,696,175
299 126,481 112,241 14,240 5,583,934
300 126,481 112,522 13,959 5,471,412
301 126,481 112,803 13,678 5,358,609
302 126,481 113,085 13,396 5,245,524
303 126,481 113,368 13,113 5,132,156
304 126,481 113,651 12,830 5,018,505
305 126,481 113,935 12,546 4,904,570
306 126,481 114,220 12,261 4,790,350
307 126,481 114,506 11,975 4,675,844
308 126,481 114,792 11,689 4,561,052
309 126,481 115,079 11,402 4,445,973
310 126,481 115,367 11,114 4,330,606
311 126,481 115,655 10,826 4,214,951
312 126,481 115,944 10,537 4,099,007
313 126,481 116,234 10,247 3,982,773
314 126,481 116,525 9,956 3,866,248
315 126,481 116,816 9,665 3,749,432
316 126,481 117,108 9,373 3,632,324
317 126,481 117,401 9,080 3,514,923
318 126,481 117,694 8,787 3,397,229
319 126,481 117,988 8,493 3,279,241
320 126,481 118,283 8,198 3,160,958
321 126,481 118,579 7,902 3,042,379
322 126,481 118,876 7,605 2,923,503
323 126,481 119,173 7,308 2,804,330
324 126,481 119,471 7,010 2,684,859
325 126,481 119,769 6,712 2,565,090
326 126,481 120,069 6,412 2,445,021
327 126,481 120,369 6,112 2,324,652
328 126,481 120,670 5,811 2,203,982
329 126,481 120,972 5,509 2,083,010
330 126,481 121,274 5,207 1,961,736
331 126,481 121,577 4,904 1,840,159
332 126,481 121,881 4,600 1,718,278
333 126,481 122,186 4,295 1,596,092
334 126,481 122,491 3,990 1,473,601
335 126,481 122,797 3,684 1,350,804
336 126,481 123,104 3,377 1,227,700
337 126,481 123,412 3,069 1,104,288
338 126,481 123,721 2,760 980,567
339 126,481 124,030 2,451 856,537
340 126,481 124,340 2,141 732,197
341 126,481 124,651 1,830 607,546
342 126,481 124,963 1,518 482,583
343 126,481 125,275 1,206 357,308
344 126,481 125,588 893 231,720
345 126,481 125,902 579 105,818
346 106,082 105,818 264 0
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